You may not have heard the name ‘Jump Money’ before, but If the company’s recent growth continues, you soon will. Jump Money has been in operation since 2008 and has always marketed itself as a provider of tailored financial solutions backed up by high levels of customer service, including writing customers life insurance into trust, which amongst other benefits, protects the payout from inheritance tax.

Jump Money appears to offer a blend of ‘old school’ customer friendly financial advice with bang up to date IT solutions and accessibility. The company has recently launched two additional websites to compliment the existing customer site, where as you might expect the man in the street can obtain a life insurance quote from the ‘whole of the market’ (Jump Money are directly authorised by The Financial Services Authority and under this authorisation can offer products from all UK insurance providers). Also available from the consumer site is information on trusts, contact details and product guides, all focussed on making financial advice easy to digest for the consumer.

If you are unsure about which type of life insurance is right for you then you can always read their guide which have a lot of useful information too.

Five Things To Teach Your Teenage Driver

Did you know that motor vehicle crashes are the leading cause of death among teens? Consider that before you hand over the keys to your teenage driver. Understanding the ground rules and exercising caution may prevent speeding tickets, fender-benders, and high insurance premiums, and more importantly, save lives. Here are five important driving tips that every teen should know. Things To Teach Your Teenage Driver

1. Drive defensively
Teenage drivers are inexperienced, and many take unnecessary risks on the road. That's a dangerous combination. Tell your teen that skillful drivers anticipate what others will do and keep their emotions in check. Teach your teen to:

  • Use directional signals for both turns and lane changes.
  • Change lanes only when necessary (don't weave in and out of traffic).
  • Avoid tailgating other drivers.
  • Check his or her ego at the door. It's not a personal affront if someone passes or follows too closely.
  • Slow down at yellow lights.
  • Proceed cautiously through green lights. Look left, right, and ahead for drivers who may be turning or running a red light.
  • Give a wide berth to aggressive or erratic drivers.
  • Carefully watch weather conditions and slow down in bad weather and at night.

2. Limit distractions
According to the National Highway Traffic Safety Administration (NHTSA), 25 percent of crashes happen because drivers are distracted. Putting in a tape or CD, changing radio stations, or even talking to friends can take your teen's attention off the road. Teach your teen to pull over before placing (or receiving) a call, even if their cell phone has a hands-free option. And set a limit on the number of passengers your child can have in his or her car.

3. Buckle up for safety Five Things To Teach Your Teenage Driver
Stress the importance of wearing a seat belt and set a good example yourself. Most state laws require everyone age four years and older to be properly secured in safety belts. Teens who don't wear seat belts put their lives at risk. They should also learn to wear their seat belts properly. The lap belt should fit snugly across the pelvis, and the shoulder belt should lie across the chest with little slack. And don't start driving until are passengers have buckled up as well.

4. Don't drink and drive
While you shouldn't condone teen drinking, you can't completely ignore it either. You should openly discuss the serious consequences of drinking and driving with your teen. Teach your teen to avoid riding with friends who have been drinking, You may want to tell your teen that you'll give them a ride home anytime without consequences if the alternative is to ride with a friend who has been drinking. You should also discuss the consequences of getting behind the wheel even after one or two drinks. Even if your teen is pulled over without first causing an accident, a drunken driving conviction can mean license suspension, probation or jail time, high auto insurance premiums, and thousands of dollars worth of fines.

5. Obey the speed limit Teach Your Teenage Driver
Many drivers ignore posted speed limits, and the consequences can be deadly. According to the NHTSA, the odds of dying or being injured in a crash double for every 10 mph a driver speeds over 50 mph. In addition, a speeding ticket can cost hundreds of dollars in fines and even result in license suspension. Even a minor accident can increase auto insurance premiums dramatically for years to come. So teach your teen to obey the speed limit, even if other drivers are going faster.
You’ll always worry about your kids, but you can alleviate your concerns somewhat by teaching them to drive safely.

Five Things To Teach Your Teenage Driver